Effective Date: 03/26/2024

These Terms of Use ("Terms") govern your access and use of the Verified Investing platform (the "Platform"), including our website, mobile applications, courses, and other educational materials (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms.

1. Acceptance of Terms

You must be at least 18 years old to access or use the Services. By browsing, registering for an account, or otherwise using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to all of these Terms, you may not access or use the Services.

2. User Accounts

2.1 Account Creation

To access certain features of the Platform, such as online courses and interactive tools, you may need to register for a user account ("Account"). You are responsible for providing accurate and complete information during registration and keeping your information updated.

2.2 Account Security

You are solely responsible for maintaining the confidentiality of your login credentials and for any activity that occurs under your Account. You agree to notify Verified Investing immediately of any unauthorized use of your Account.

2.3 Account Termination

You may terminate your Account at any time by contacting us at support@verifiedinvesting.com. We reserve the right to terminate or suspend your Account for any reason, including, but not limited to, violation of these Terms.

3. Access and Use of the Services

3.1 Availability

We strive to provide uninterrupted access to the Services. However, the Services may be unavailable due to scheduled maintenance, technical difficulties, or other unforeseen circumstances.

3.2 System Requirements

The Services may require specific software or hardware to function properly. You are responsible for ensuring your devices meet these requirements.

3.3 Synchronization Timing

When updates to your access are made, there may be a delay of up to 1 hour for the changes to fully synchronize across all servers. We appreciate your understanding as this process completes.

4. User Conduct

4.1 Prohibited Activities

You agree to use the Services in a lawful and respectful manner. Prohibited activities include:

• Uploading viruses or other malicious code.
• Using the Services for any illegal or unauthorized purpose.
• Disrupting or interfering with the Services or other users.
• Infringing on the intellectual property rights of Verified Investing or others.
• Transmitting spam or unsolicited communications.
• Engaging in impersonation or deceptive behavior.

4.2 Account Sharing

Sharing membership information from a subscription or sharing a course is grounds for immediate account termination and likely a lawsuit for distribution of copyright protected premium content.

5. Subscription Products & Course Access at Verified Investing

Understanding Your Investment Education Options

At Verified Investing, we offer resources to empower you on your financial journey. This page clarifies our policies for subscriptions, course access duration, cancellations, refunds, and potential price adjustments.

Subscriptions:

• All subscription-based products (weekly, monthly, quarterly, annual) automatically renew with recurring payments according to the term you selected. Renewal terms are clearly displayed on the product details page.
• Price Changes: We reserve the right to increase subscription prices within reason at least once per year. We will notify our subscribers of any price adjustments well in advance through email and on our website.

Course Products:

• Course purchases provide 8 months of unlimited access to the specific course materials.
• After 8 months, you have options:
• Renew: Purchase the course again for another 8 months of access.

Important:

• We do not offer refunds or free trials for subscriptions or course purchases. By subscribing or purchasing a course, you commit to the chosen term and gain access to all the benefits included.
• We strongly recommend addressing any questions you have before subscribing or purchasing a course to ensure it aligns with your goals.

Cancellations:

To avoid automatic renewal charges for subscriptions, cancel before your current term ends. Cancellations are handled directly through the subscriptions area in your account on our website. Emails requesting cancellation will not be accepted*.

*If you are a legacy subscription holder coming over to the new Verified Investing site from ITMS or from the older VI platform, you can call, email or live chat to discuss cancellation of your legacy subscriptions. If you've already re-subscribed on the new site, you'll be able to handle subscription management directly through your MY ACCOUNT page of the website.

Contact Us:

If you have any questions regarding subscriptions, course access, or the cancellation process, please use the live chat option on our website or contact our support team at: support@verifiedinvesting.com

Please Note:

• This policy applies to all subscription-based products and course purchases offered by Verified Investing. Specific product details pages may have additional terms or exceptions.
• We reserve the right to modify this policy at any time. We will notify our subscribers of any changes through email or by posting the updated policy on our website.
• By subscribing or purchasing a course, you acknowledge that you have read and understood this policy.

6. Intellectual Property

All content on the Services, including text, graphics, logos, images, and software, is the property of Verified Investing or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use any content on the Services without our express written permission.

7. External Links

The Services may contain links to external websites. We are not responsible for the content of these websites and do not endorse them. You access these links at your own risk.

8. Disclaimer

8.1 Educational Purposes Only

The Services are for educational purposes only and do not constitute financial advice. The information provided should not be considered a substitute for professional financial advice. You are solely responsible for any investment decisions you make.

8.2 Accuracy of Information

We strive to provide accurate and up-to-date information on the Services. However, we make no representations or warranties as to the accuracy, completeness, or timeliness of the information.

9. Limitation of Liability

Verified Investing shall not be liable for any damages arising from your use of the Services, including, but not limited to, direct, indirect, incidental, consequential, or punitive damages.

10. Indemnification

You agree to indemnify and hold harmless Verified Investing, its officers, directors, employees, agents, and licensors from and against any claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising out of your use of the Services or violation of these Terms.

11. Amendments to these Terms

We may update these Terms at any time. The updated Terms will be posted on the Platform. Continued use of the Services after the posting of the updated Terms constitutes your acceptance of the updates.

12. Governing Law

 

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

13. Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Services shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be held in Pinellas County, Florida.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms constitute the entire agreement between you and Verified Investing.

16. Contact Us

If you have any questions about these Terms, please contact us at:

• Email: support@verifiedinvesting.com
• Address: 28100 US Hwy 19 N, Suite 405, Clearwater, FL 33761

We appreciate your cooperation.

Sincerely,

Verified Investing

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